Miss April May's
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"Who steals my purse steals trash..."

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Shakespear gave us the quote above. Still True? Nope! Not any more! Wallets and purses now contain far more: Your credit cards, your driver's license with your signature and address, possibly your Social Security number, and maybe even a check or two are in there. And worse yet, it could be your identity that's lifted! What can you do!

Of course, you should cancel your credit cards immediately, but the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them. (Note to self: NOT in the wallet!)

File a police report immediately in the jurisdiction where it was stolen. This proves to credit providers you were diligent, and is a first step toward an investigation - if there ever is one.

And here's something else it's important to do: Call the three national credit reporting organizations at once to place a fraud alert on your name and Social Security Number. If the thief tries to open a new charge account (or files any application for credit) in your name, the alert signals any company that checks your credit that your information was stolen. Thereafter, they have to contact you by phone to authorize new credit. The numbers for the Social Security Fraud Line, and for the credit reporting companies are:

Social Security Administration Fraud Line: 1-800-269-0271
Equifax: 1-800-525-6285
Experian (formerly TRW): 1-888-397-3742
Trans Union: 1-800-680-7289

Most of all, if you are the target of a theft, stay composed. It's not much fun, but its only money. And if you think that's trite, consider that and estimated 2% of all thefts result in bodily harm to the theft victim, so count your blessings!

Not much else to say for this issue.

Unless of course you want some MORE HOT TIPS!

Stealing off for now - April May


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